The cost of healthcare has significantly increased during the recent past and, as a result, health insurance has become more expensive. This is problematic for many parties but it poses a large problem to companies that provide medical and dental insurance to its employees.
During the recent recession, companies started having to find new ways to cut expenses; laying-off employees only goes so far. Unfortunately, cutting or completely eliminating company-provided medical and dental care was at the top of the list for most companies, which lowered the chance that many employees would even be able to afford health care.